SAFER SHOPPING ONLINE
If you want to dodge the crowds and do your Christmas shopping online, then you need to be careful you don’t get caught up in a scam. That’s why Craigslist (www.craigslist.co.uk), the world’s leading classifieds ads website, has just released its five commandments for avoiding online scams and fraud.
The Ten Commandments together add up to a Super-Highway Code of safe Web behaviour for those who are buying Christmas gifts via online classified ads or auction sites, and for those who are also selling via the Web.
The list draws on advice first compiled exclusively for Craigslist’s own users, but now broadened for the benefit of users of online classified ads in general, as well as auction sites.
The Five Commandments For Avoiding Online Scams And Fraud
1. Deal Locally With Folks That You Can Meet In Person
Follow this one simple rule and you will avoid 99% of the scam attempts on Craigslist and similar sites.
2. Never Wire Funds Via Western Union Or Any Other Wire Service
Anyone who asks you to do so is a scammer.
3. Never Give Out Personal Financial Information
Never give out your bank account number, National Insurance number, or details of your eBay or PayPal account.
4. If You Are Selling Goods On An Auction Site Beware Of Forged Bankers Drafts And Money Orders
Banks will cash them and then hold you responsible when the fake is discovered weeks later. So, don’t release goods until your bank has confirmed that you can withdraw funds safely on the draft or money order.
5. Beware Of Fraudulent Escrow Services
Only a scammer will ‘guarantee’ your transaction. A legitimate escrow service is one that retains money during a purchase until the goods are safely in the hands of the buyer. However, there are now many fake escrow services operating on the Web, set up to defraud buyers.